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Stop paying PMI.

We’re helping homeowners cut PMI and keep more of their money every month. Join the waitlist to reserve your spot.

PMI protects your lender, not you. Slice takes it off your bill.

  1. 1

    We pay down your principal

    Slice pays the exact amount it takes to bring your loan to 80% of what you paid for your home, straight to your mortgage.

  2. 2

    Your PMI comes off

    Your servicer cancels PMI and recasts the loan, so the payment you send them drops.

  3. 3

    You keep the difference

    You repay Slice what your lender payment dropped, plus a fee that’s a fraction of your old PMI. The rest stays with you.

$300 of PMI becomes $225 back in your pocket.

Your repayment to Slice takes the place of part of your lender payment, so it doesn’t add to what you pay. The only new cost is the fee, and it’s smaller than the PMI it replaces.

PMI today
$300/mo
PMI with Slice
$0
Slice fee25% of the PMI removed
$75/mo
You keep
$225/mo

Illustrative round numbers, not a quote. The fee runs until PMI would have come off on its own. Your offer shows your real figures before you sign anything.

Built for recent buyers who put less than 20% down.

  • You have a conventional mortgage
  • You pay PMI every month
  • You’re up to date on your payments
  • Your home is in Spokane County, WA or Kootenai County, ID
  • Not sure about any of these? Join, answer a few questions, and we’ll tell you honestly, even if the answer is that you don’t need us.

Questions, answered.

How is this different from refinancing?

You keep your loan and your rate. Slice only pays down enough principal for PMI to come off, and nothing else about your mortgage changes.

Does checking my savings affect my credit?

No. Your estimate comes from public property records and your answers. There’s no credit check to see it.

What happens if I sell or refinance?

You repay whatever is left of the slice at closing, the same way any balance on the home is settled.

Couldn’t I just cancel PMI myself?

Sometimes you can. If your home has gone up enough in value, we’ll tell you and point you to your servicer instead.

What is the $50 deposit?

It’s optional. Connect your mortgage, see your real savings, and put down $50 to move well up the line. It isn’t a fee: you get it back in full when Slice opens to you, or any time before that if you ask from your spot page.

I’m not in Spokane or Coeur d’Alene. Can I still join?

Yes. Join the waitlist from anywhere and we’ll email you when Slice opens near you.

Save your spot.

Just your email to start. We’ll tell you when it’s your turn.